Get Assessing Financial Access In Brazil (World Bank Working PDF

By Thorsten Beck, Cristine Campos, Soumya Chattopadhyay

ISBN-10: 0821361317

ISBN-13: 9780821361313

ISBN-10: 1417593776

ISBN-13: 9781417593774

Entry to monetary prone in Brazil has been quite reliable during the last ten years, regardless of the banking area contraction of the overdue Nineteen Nineties. extensive geographic diversifications within the provide of banking companies via area and municipality are partially defined by means of differentials in source of revenue and inhabitants density. On a cross-country foundation, Brazil doesn't seem to be underbanked. using monetary prone by means of varied teams of customers in Brazil, variations in monetary entry throughout areas is proven, yet modifications between richer and poorer neighborhoods will be as vital. Public monetary associations in Brazil, deemed to be socially accountable, seem to have served deprived teams greater than inner most banks on a few measures and for a few companies. although, their function varies by means of form of carrier, and relating to a few companies, public banks in truth could have higher served the better-off teams. on the point of people, crucial determinants of entry to monetary prone are socio-economic features any such source of revenue, wealth, and schooling. this can symbolize that during the presence of uneven details, entry to such companies relies severely on purchaser details, and such features supply a proxy for creditworthiness.

Show description

Read or Download Assessing Financial Access In Brazil (World Bank Working Papers) PDF

Similar money & monetary policy books

Read e-book online Unlocking the secrets of the Fed: how monetary policy PDF

Very simple ebook and writing kind. the writer places himself ahead as an skilled Fed Watcher yet his rules and theories appear naive and undemanding. you could examine extra in regards to the Fed by means of browsing the Fed's web site. writer retains repeating himself like he's senile or anything! ?? ? the writer doesn't provide any perception you'll no longer glean from interpreting enterprise week or the Wall highway magazine frequently.

Get Combating Money Laundering and the Financing of Terrorism: A PDF

Funds laundering and the financing of terrorism are international difficulties that not just threaten a country’s defense, but in addition compromise the steadiness, transparency, and potency of its economy, hence undermining its monetary prosperity. the once a year worldwide estimate for funds laundering is greater than $1 trillion, valued in U.

Gold and the Gold Standard: The Story of Gold Money, Past, - download pdf or read online

Gold and the greatest: the tale of Gold cash, earlier, current, and destiny is Edwin Walter Kemmerer's significant treatise. one of many twentieth century's unsung heroes, Kemmerer was once an economics professor at Princeton and was once a sought-after "money health practitioner" within the interwar interval, aiding nations identify and hold powerful currencies among 1923 and 1933.

Hunter Lewis's How Much Money Does an Economy Need?: Solving the Central PDF

How much cash Does an financial system want? takes a subject matter that almost all humans locate tough to decipher and makes it effortless to appreciate. not just effortless, yet attention-grabbing, with startling insights in each bankruptcy. This booklet is principally prompt for trained readers and public coverage makers who are looking to unravel economics which will make greater offerings

Additional info for Assessing Financial Access In Brazil (World Bank Working Papers)

Sample text

Table 14. 49) 203 35 Note: 1 The definition of public banks included lottery shops with banking services and the definition of private banks included post office with banking services. 2Type of building refers to (i) house or apartment or (ii) shack or room. Type of house refers to unique, improvised or collective house. , exponential of coefficients. 05 or below. Source: World Bank, Survey of Access to Financial Services in Urban Areas of Brazil, 2002. Assessing Financial Access in Brazil Econometric model Geographic region Sex Type of building2 Number of rooms per person Having a job Role in Workplace Part time or full time employed Sector of activity Income Education Possessing of collateral Age Position in the household Illegal area vs legalized Type of house3 Observations Public banks Deposits 1 36 World Bank Working Paper Table 15.

A. a. a. a. a. a. a. a. Notes: 1Considers Single Institutions and Portfolios of the same type. 2Includes Branches of Foreign Banks. 3Includes investment funds authorized and in operation. 4 Mortgage, Security Brokerage, Exchange Brokerage, Security Distribution companies and Development Agencies (including institutions authorized to operate by Central Bank of Brazil, including group buyer consortia). 5Same as No. 4 less Exchange Brokerage companies. Source: Central Bank of Brazil. 49 49 50 Type of service outlet Branches 1994 17,400 1995 17,181 Bank Service Outposts (a) internal (PABs) 10,125 in municip.

Looking at income, almost one half of respondents with low income (49 percent) financed home purchase by savings, 5 percent used credit from public banks and 7 percent used private banks. Again the proportional use of public banks is higher among the high income groups—39 percent of respondents financed home purchase by savings and 18 percent used credit from public institutions. While 12 percent of respondents with a low level of education used credit from public banks to purchase a home, 16 percent of respondents with high levels of education used such institutions.

Download PDF sample

Assessing Financial Access In Brazil (World Bank Working Papers) by Thorsten Beck, Cristine Campos, Soumya Chattopadhyay


by Joseph
4.2

Rated 4.46 of 5 – based on 42 votes